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+27 21 492 0200 | invest@merchantwest.co.za
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MULTI ASSET FUNDS >

MERCHANT WEST SANLAM COLLECTIVE INVESTMENTS Balanced Plus Fund

This Fund is suitable for an investor seeking long term capital growth with a medium risk tolerance. Ideal for longer term investment goals or building retirement capital. The fund is Regulation 28 compliant and has a maximum effective equity exposure limit of 75%. 

6.0%

The Annualised Performance of the fund is calculated over a 10 year period.

 

Annualised Performance

1.41%

The management fee you pay is based on the fund selected and calculated on your total contributions, and then applied to the overall value of your portfolio. The annual management fee differs for each fund. Please view the fund’s factsheet for the fee percentage.

MANAGEMENT FEE

A Moderate investor values reducing risks and enhancing returns equally. This investor is willing to accept modest risks to seek higher long-term returns.

Risk profile:

Moderate Aggressive

An investment time horizon refers to the minimum amount of time needed to hold onto an investment to see possible growth.

Investment Horizon:

6-7 years

The portfolio aims to provide investors with a high long term total return. It conforms to regulations governing retirement portfolio investments and will comply with Prudential Investment Guidelines within the limits prescribed by the Act.

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FUND STRATEGY

The manager may invest across the full spectrum of securities, and includes equities, participatory interests in collective investment schemes in property, loan stock listed on exchanges, nonequity securities, preference shares, bonds, money market instruments and assets in liquid form. The manager may from time to time invest in participatory interests in portfolios of collective investment schemes registered in the Republic of South Africa and which are consistent with the portfolio’s primary objective. The equity limits will be aligned with that of the Asisa Fund Classification: SA – Multi Asset – High Equity. The portfolio may invest in financial instruments, in accordance with the provisions of the Act, and the Regulations thereto, as amended from time to time, as well as in offshore investments as permitted by legislation, in order to achieve the portfolio’s investment objective.

ASISA FUND CATEGORY

South African - Multi Asset - High Equity

BENCHMARK

ASISA Peer Group Average

INCEPTION DATE

1 Nov 2012

REGULATION 28

Yes

PORTFOLIO MANAGERS
ANDREW DOWSE

Andrew Dowse

Portfolio Manager

RAYMOND SHAPIRO

RAYMOND SHAPIRO

Head of Quality & Portfolio Manager

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FAQ's

Tax-free investing does not require payment of tax on interest and dividends earned, nor on capital gains. In a tax free investment, you may invest up to R36 000 per tax year and up to R500 000 over your lifetime.
Yes you may withdraw from a tax-free investment. After withdrawing a portion, you cannot reinvest more to your investment if you’ve already contributed to the maximum limit for that tax year.
The exact minimum investment amount is listed on the fund fact sheet however, the general minimum lump sum deposit is R10 000.00.

The exact minimum investment amount is listed on the fund fact sheet however, the general minimum monthly investment amount of R500.00

Yes, the exact minimum investment amount is listed on the fund fact sheet however, the general minimum lump sum deposit is R10 000.00 and a monthly investment minimum amount of R500.00

Yes, you are able to change your monthly recurring debit order – provided it’s not less than the minimum of the fund you are invested in. You’re also able to make additional investments and withdraw money at any time. You can do this online via Secure Services, rather than through Smart Invest itself.
Note: If a debit order collection date falls on a non-business day, we will collect it on the first available business day thereafter.

Once you commit to investing, you have the option of paying a lump sum amount once off or a lump sum payment as often as you would like. The minimum lump sum deposit is R10 000.00. You may invest monthly at a minimum of R500.00.

No notice is required to withdraw money from a unit trust investment. It takes 2 – 3 business days for a withdrawal instruction to be processed from the time the instruction is successfully submitted.
We don’t charge performance fees and the cost of our portfolios averages as the lowest in the market within active fund management. To view all the fees charged, read through the Fund Fact Sheet available on this site alongside the Fund.
For an individual investor: Certified South African ID (green or bar-coded identity document) or a valid passport (for foreign residents). Proof of residential address such as a recent copy of a utility bill. Contact Details SA Income Tax Registration Number, where applicable

Go to www.cp.sanlam.co.za/
Select Register and insert your ID Number and Surname or Sanlam product number/ membership number and click Search.
Confirm your cell number and your e-mail address – click Next.
Choose a username. A temporary password will be sent to your cell phone number. Enter the temporary password that was sent to you and change your password as the temporary password may only be used once.
Once you have registered, you will see a summary of all your Sanlam products.
Click on a product to view more details on that product.

CONTACT US

NEED FURTHER ASSISTANCE?

FOR ANY ASSISTANCE OR QUESTIONS PLEASE CONTACT:

Sanlam Collective Investments
0860 100 266
service@sanlaminvestments.com

Merchant West Investments
+27 (0)21 492 0200
invest@merchantwest.co.za

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RELATED FUNDS

Payers & Growers® Funds >

MERCHANT WEST SANLAM COLLECTIVE INVESTMENTS STABLE P&G® FUND

This Fund is suitable for a moderate investor seeking a balance between growth and income at moderate to conservative risk levels.

For the moderate investor

Investment horizon:
6-7 Years

Income fund >

MERCHANT WEST SANLAM COLLECTIVE INVESTMENTS ENHANCED INCOME FUND

This Fund is suitable for a conservative investor seeking regular income payments or moderate capital growth. 

For the conservative investor

Investment horizon:
1-2 Years

MULTI ASSET FUND >

MERCHANT WEST SANLAM COLLECTIVE INVESTMENTS CAUTIOUS FUND

This Fund is suitable for a conservative investor seeking long term capital growth with limited exposure to higher risk assets and downside volatility.

For the conservative investor

Investment horizon:
1-2 Years

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Merchant West Investments
6th Floor, The Terraces, 25 Protea Road
Claremont, Cape Town, 7708
+27 21 492 0200 |  invest@merchantwest.co.za

Merchant West Investments  FSP 44508

SELF-SERVICE APPLICATION

Step 1:
Choose between a Tax-Free savings or Standard Unit Trust investment option

Step 2:

You will be directed to the Smart Invest website. If you are a new investor, you will be required to click the Register tab, complete your registration, and answer a few questions to complete the investment process. If you are an existing investor login to your profile and answer a few questions to complete the investment process.

Step 3:
Once you have completed the investment process you will receive an email confirmation. You may also monitor your investment and ensure we have your latest updated information by clicking here.

 

Tax Free Investment

In a tax-free investment like a unit trust, you may save up R36 000 per year through a once off lump sum payment. Alternatively, you may invest from R500 per month. All interest, capital gains, and dividends you receive will be fully tax-free. You cannot invest more than R36 000 every tax year and R500 000 in total across all of your tax-free items throughout the course of your lifetime. If you do, you will be subject to a 40% tax penalty on any sum that exceeds this cap.

Standard Unit Trust Investment

A unit trust, also known as a fund, combines the funds of several investors, to purchase assets including stocks, bonds, and real estate. A unit trust gives the investor exposure to a variety of assets, all of which are chosen and managed by investment professional, so you don't have to make individual investment decisions.

ASSISTED APPLICATION

Step 1:
Download and complete an application form for individuals, non-individuals or tax-free savings accounts along with all the required supporting documents.

Step 2:
Submit the completed application form and supporting documents to utinstructions@sanlaminvestmentssupport.com

Step 3:
Once you have received confirmation from Sanlam that your application has been correctly submitted, you may go ahead with the payment of the relevant investment amount. Please send proof of payment to utinstructions@sanlaminvestmentssupport.com. You will receive electronic confirmation once your investment is finalised.

 

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